A Collaborative Approach
We are your first call:
We coordinate with all of your advisors to ensure everyone is on the same page. As a client, you receive our objective advice as well as the collective wisdom of all your advisors.
Comprehensive Financial Planning
It is difficult to know where you stand today or know where you may be in the future without a plan. We feel it is very important for the success of our clients to engage in the activity of the creation of a comprehensive financial plan. Learn more
We find that the comprehensive planning process is very important often more so than the investment management. Therefore, we encourage every client to go through the process of designing a proper estate plan. Simply drafting documents will likely get assets in the proper location but the final outcome when needed could be less than desirable. We offer to work closely with you, your family and your attorney to make sure you sure that the plan is well drafted and communicated.
We are interested in maximizing your family's wealth, which can mean minimizing taxes. In addition to making sure your portfolio is invested in the most tax advantageous manner we will make sure you are taking advantage of programs afforded by the tax code, maximizing wealth during your lifetime and as it transfers to your heirs. To ensure the plan is completed and implemented properly, we will work closely with your accountant and estate planning attorney.
Having a plan to avoid financial ruin caused by unforeseen events is an essential piece of any financial plan. We review your insurance coverage and collaborate with your insurance specialist on how to best insure for loss of life, disability or liability issues. The overall objective is to reduce the expense of providing appropriate coverage for your family's needs. If needed, we have firms in the local area that provide both outstanding service and competitive pricing.
Properly managing your liabilities is important to an overall wealth plan. We review any debt that you have and identify opportunities to improve your financial security. We work with local professionals that deliver outstanding price and service. In addition, where applicable, we have the ability to negotiate favorable margin borrowing rates that may help our clients' with short term liquidity needs.
We utilize sophisticated investment strategies to strive towards the greatest probability of success for your family's wealth. For a more comprehensive description please click here.